Baccarat is played with eight decks of 52 cards each (no Jokers).
Cards have face value, except: 10′s and face cards count 0, Aces count 1, and suits are irrelevant.
Each independent coup is initialized with two cards dealt to each hand. The possibility of a third card is dependent upon the total (see Rules of the Draw). If the total exceeds 9, only the right-hand digit is counted. For example, an 8 and a 7 equals 5.
Wagers
Wagers may be placed on the player, the banker, or the tie. Winning player and banker wagers are paid even money. Winning banker wagers pay a 5% commission to the house. Winning tie wagers are paid 8-to-1.
Rules Of The Draw
If player takes no card, banker stands on 6.